5 simple financial New Year’s resolutions

The new year is here and after an indulgent holiday break most of us are happily fixated on health goals. Kale sales will no doubt sky rocket in the next couple of weeks, along with gym memberships, as we all vow to lose five kilos. But what about ‘financial health’ resolutions for 2017? With a little focus and thought … Read more

Why is your investment loan rate going up?

Changes to Investor Lending Over the past several weeks we have seen the banks make changes to their lending policies, in particular around investment and interest only loans. Following some more discreet changes by some of the second tier lenders, over the past fortnight we have seen a number of significant announcements from the major … Read more

Case Study: Investing in property

Craig works as a Brand Manager at Lion Dairy and Drinks and I recently worked with him to gain pre approval for the purchase of his second investment property. I asked him if he could share his experiences with investing in property.   Tell us a bit about your first investment property? I purchased my first investment … Read more

Tax Time Tips for Investment Property Owners

It’s tax time and those of you with Investment Property, whether negatively or positively geared, will no doubt be looking to maximise your deductions. Here are 5 Tips on Taxation and Investment Property Have a good accountant. It goes without saying a good accountant that is across all aspects of investment property will keep you on … Read more

Is Negative Gearing for me?

Negative Gearing can be described as an approach to investment whereby losses recognised against one investment can be offset against other income, with the effect of reducing one’s overall tax. In Australia, it generally refers to residential property investors who can offset losses on an investment property (or properties) against their regular PAYG income. Negative … Read more