Mortgage offset accounts: Making your loan work for you

  Savvy borrowers have an endgame in sight before they even apply for a home loan, and with the right mortgage offset account, they could win that game even more quickly. Home buyers usually focus on the here and now, not the distant future. Rather than the size of their loan balance in 10 or … Read more

Why has my Investment Loan interest rate increased?

I’ve had many discussions with clients over the past few months about the increases to investment loan or interest only loan rates, in many cases where the increases have been substantial. In short this has occurred because APRA, the banking regulator has placed limits on the amount of investor lender and interest only lending that the Banks … Read more

Home Loans 101: Understanding loan options

Loan options can be confusing to those new to mortgages, or sometimes even those that have had home loans for years. Here’s a 101 to get you up to speed on loan types: 1) Basic home loans Basic home loans or ‘no frills’ loans offer borrowers a loan with a low interest rate. This interest and … Read more